Frank Francis Jr. talks about his experiences working in the Ogden State Bank at the time of the Depression and the reasons for the bank closure. He discusses the importance of the Federal Deposit Insurance Corporation, which began as an outcome of the Depression. He also talks about the need to repossess and foreclose on loans due to nonpayment. As a musician during that time, he talks about studying under Red Nichols’ father, playing at the White City ballroom, etc. The interview took place circa 1960s.